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UFB Direct

UFB Secure Savings

No monthly feeNo direct deposit

5.10%

Ranked #3 nationally

↑+10 bps 30d

90-Day APY Trend

● Yellow dots = rate change events. 1 change in last 30 days.

Rate Health Score

Rate Health85/100
APY 34/40Stable 21/30No promo +20No fee +10

This score weighs more than just APY — it rewards stable non-promotional rates with no fees. A promo rate that vanishes in 90 days scores lower than a steady rate you can count on.

Details

Product type
HYSA
Minimum balance
$25,000.00
Minimum to open
None
Monthly fee
None
Direct deposit required
No
Available nationwide
Yes
Promo expires
—
Visit UFB Direct →

Earnings calculator

If I deposit
$
at 5.10%

Monthly earnings

$106.25

Annual earnings

$1,275.00

In other words, that's roughly:

6.9× Netflix/yr9.7× Spotify/yr19× coffee runs/yr
See how this compares to other banks →

Simple annual estimate. Actual earnings depend on compounding frequency and rate changes.

Compare ratesTrack this account

Not financial advice. Rate data is for informational purposes only. Verify with the institution before making decisions.